Build working relationships with a suite of innovative, sophisticated thinkers.
We are confident, curious, and conscientious knowledge-sharers committed to navigating the complexity of engineering family legacies.
Principals lead the holistic and practical approach.
Actuarial experts and diverse counsel add deep-sector knowledge.
Diligent professionals provide timely and personalized client service.
Kate Pal HBCom, CLU, FEA, CFP, CHS
President & Estate Planning Advisor
Kate Pal HBCom, CLU, FEA, CFP, CHS
President & Estate Planning Advisor
Patrick Kavanagh AB, FCIA, FSA, CERA
Director, Actuarial Services
Patrick Kavanagh AB, FCIA, FSA, CERA
Director, Actuarial Services
Joe Pal HBCom, CLU, ChFC, CFP, CEPA®
Executive Chairman
Joe Pal HBCom, CLU, ChFC, CFP, CEPA®
Executive Chairman
Jeff Shaddick
Director Emeritus
Jeff Shaddick
Director Emeritus
Paul Kociuba BBA, CPA, CA
Vice President, Finance
Paul Kociuba BBA, CPA, CA
Vice President, Finance
Laureen George
Director, Client Services
Laureen George
Director, Client Services
Tina Bettencourt
Director, Underwriting
Tina Bettencourt
Director, Underwriting
Melissa Di Nardo
Director, Communications
Melissa Di Nardo
Director, Communications
Esther Blagdon
Senior Associate, Client Services
Esther Blagdon
Senior Associate, Client Services
Jocelyn Cardon
Associate, Client Services
Jocelyn Cardon
Associate, Client Services
Geneviève Melanson
Associate, Underwriting
Geneviève Melanson
Associate, Underwriting
Wei Qiao HBSc, ACIA, FSA, CERA
Senior Associate, Actuarial Services
Wei Qiao HBSc, ACIA, FSA, CERA
Senior Associate, Actuarial Services
Irely Hernandez CPA, CGA
Senior Associate, Finance
Irely Hernandez CPA, CGA
Senior Associate, Finance
Charles Pal
Associate, Finance
Charles Pal
Associate, Finance
Mark Castillo
Associate, Finance
Mark Castillo
Associate, Finance
Edeva Smith
Manager, Administrative Services
Edeva Smith
Manager, Administrative Services
Licensed Insurance Advisors
We align your unique estate-planning and wealth-transfer goals with the best strategies available, offering a range of life insurance products through major Canadian insurers.
